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Pros and Cons of a National Sales Tax
Published: 11/24/2011 by Kevin Mulligan in Money
The United States is trillions of dollars in debt. A national sales tax has been pondered as a potential fix for the tax revenue problem in Congress. But is adding a new tax the best move to solve our nation's problems?
7 Ways to Assess How Much the Fixer-Upper Home will Really Cost You
Published: 05/29/2011 by Kristie Lorette in Money
The high number of foreclosures in the market today has made available a number of fixer-uppers. This can provide some prospective buyers with a great opportunity, but is the added costs worth it in the end?
Should I Have Rental Coverage on My Car Insurance?
Published: 04/22/2011 by Kevin Mulligan in Insurance
Is rental car coverage worth it? Or are you better off "self-insuring" using a rental car if your car is in the shop. Other considerations: how many accidents you cause every year.
What is a Qualifying Life Event for Health Insurance?
Published: 02/28/2012 by Kevin Mulligan in Insurance
Qualifying life events are the only time outside of open enrollment that you are allowed to make changes to your medical coverage. Understanding what allows you to make changes to your insurance is critical in avoiding going without insurance.
Why Is My Car Insurance Quote So High?
Published: 10/10/2011 by Kevin Mulligan in Insurance
Car insurance is a requirement by law, but you don't have to be high rates. If you do some price shopping and notice high insurance quotes, check to see if you have one of these issues increasing your rate behind the scenes.
The Lipper Average: Why This Mutual Fund Performance Metric is Meaningless
Published: 03/04/2012 by Kevin Mulligan in Money
The Lipper average is an oft-touted performance metric that mutual fund companies like to use to show off their performance. But is this average an accurate method to evaluate your mutual fund? Is marketing hype hiding poor mutual fund performance?
The Only Two Times It Is Okay to Spend More than You Earn
Published: 08/01/2011 by Kevin Mulligan in Credit
To be financially successful you must spend less money than you earn on a consistent basis. But there are two scenarios where it is okay to spend more than you earn.
Should I Sell My Home or Rent It Out?
Published: 08/14/2012 by Kevin Mulligan in Money
Deciding what to do with a property you own but can no longer live in is difficult. Should you sell your home and take a hit during a down financial market, or should you try renting it out for side income? Here are some pros and cons.
When Does Liability Only Car Insurance Make Sense?
Published: 01/26/2012 by Kevin Mulligan in Insurance
There are two types of car insurance: liability only and full coverage. Full coverage car insurance can be costly. Does it ever make sense to use liability only? How do you determine whether or not you can risk going without full coverage?
What is Disability Insurance and Why Should You Purchase a Policy?
Published: 09/01/2012 by Kevin Mulligan in Money
Disability insurance is often a neglected portion of personal finance, yet the impact of not having disability insurance is unlike that of missing out on any other type of insurance. What is disability insurance and why is it so important?
