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FSA Contribution Limits for 2013
Published: 12/24/2012 by Kevin Mulligan in Insurance
Flexible Spending Accounts have a new contribution limit for 2013. Do you know how much you can contribute to your FSA in 2013? And does "use it or lose it" still apply to FSAs?
Healthcare Mandate Ruled Constitutional as a Tax
Published: 07/03/2012 by Kevin Mulligan in Insurance
The healthcare mandate commonly referred to as Obamacare finally was ruled constitutional by the Supreme Court after a lengthy run through our judicial system. However, it was approved as a tax. What new taxes can Americans expect?
What is the Family and Medical Leave Act and How Does It Protect Me?
Published: 12/29/2011 by Kevin Mulligan in Insurance
The Family and Medical Leave Act provides specific employee protections should they need to take a leave of absence due to specific family or medical reasons. What specific coverages are provided and which employers are required to hold your job?
Affordable Care Act Changes 2014
Published: 02/23/2013 by Kevin Mulligan in Insurance
The Affordable Care Act brings a lot of changes to the healthcare industry. The changes are phased in over many years, and 2014 is one of the biggest change years. Here's a breakdown of all the things changing in 2014 due to the ACA.
What is Umbrella Insurance?
Published: 04/10/2012 by Kevin Mulligan in Insurance
If you are found liable for damages and your liability insurance limit is reached, you will be responsible for the remaining liability out of your own pocket. Umbrella insurance protects you from this added liability risk. Do you need a policy?
How to Compare Health Insurance Plans
Published: 06/29/2011 by Bonnie Conrad in Insurance
Finding the right health insurance fund is no easy task. There are many things to consider, from the cost of the monthly premium to the size of the initial deductible. Evaluate your own health care expenses and compare each policy carefully.
Should the Government Be Able to Force Me to Buy Health Insurance?
Published: 09/06/2012 by Kevin Mulligan in Insurance
The healthcare mandate was upheld by the Supreme Court. But what legal precedence does the government have for forcing you to buy something? Are there other examples of being taxed for not doing something or not buying a product?
How the Affordable Care Act Impacts Small Business
Published: 07/12/2012 by Kevin Mulligan in Insurance
The Affordable Care Act was upheld by the Supreme Court. This ruling will bring sweeping changes to the healthcare industry and impact small businesses significantly. Here are three specific ways the ACA will hit small business owners and employees.
What is a Qualifying Life Event for Health Insurance?
Published: 02/28/2012 by Kevin Mulligan in Insurance
Qualifying life events are the only time outside of open enrollment that you are allowed to make changes to your medical coverage. Understanding what allows you to make changes to your insurance is critical in avoiding going without insurance.
Can I Be Denied Health Insurance for a Pre-Existing Condition?
Published: 02/23/2013 by Kevin Mulligan in Insurance
For years individuals and families with pre-existing conditions could be denied health insurance coverage or be charged higher premiums just for having the pre-existing condition. Is that still the case or has the ACA changed the rules?
