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Mortgage Articles

4 Things to Consider when Searching Home Purchase Lenders Online

By on September 3, 2014 in Mortgage with 0 Comments
4 Things to Consider when Searching Home Purchase Lenders Online

For those of you who are ready to buy a new home, you are going to need to get a mortgage from an experienced home purchase lender. Today more and more people are finding their lender online because of its convenience and simplicity! However, there are a few things you will need to look out […]

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What is a 2nd Mortgage?

By on May 10, 2014 in Mortgage with 0 Comments
What is a 2nd Mortgage?

A 2nd mortgage, sometimes referred to as a home equity loan is simply a second lien on a property. Subordinate to a 1st mortgage, 2nd mortgages are a more risky funding vehicle for lenders. For this reason interest rates on these types of loans will typically be higher than that of a first mortgage. 2nd […]

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Using Your Mortgage as a Debt Consolidation Tool

By on May 5, 2014 in Mortgage with 0 Comments
Using Your Mortgage as a Debt Consolidation Tool

Are you a homeowner drowning in debt? Consolidating your debt using your mortgage may enable your home to work for you. After all, a home is not just a place to live and raise a family; it can also be a very good source of accessible cash. Accessing the equity in your home may allow […]

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Insurance Articles

The Risks of Medical Tourism

By on March 29, 2014 in Health Insurance, Insurance with 0 Comments
The Risks of Medical Tourism

Medical tourism is coming up as a rising trend in healthcare. It offers consumers surgery and other medical procedures in developing countries at a fraction of the cost it will be in rich countries. And often procedures are available in Third World countries that are not in wealthier countries. For the person who is looking […]

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Should Everyone Have Life Insurance?

By on March 28, 2014 in Insurance, Life Insurance with 0 Comments
Should Everyone Have Life Insurance?

Probably the biggest reason why anyone would ask this question is because life insurance is one of the few financial provisions that has no immediate benefit – at least not to you as the owner of the policy. Life insurance is about providing for other people after your death. Everyone should have at least some life […]

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How Losing Weight Can Lower Your Life Insurance Quote

By on March 27, 2014 in Insurance, Life Insurance with 0 Comments
How Losing Weight Can Lower Your Life Insurance Quote

Getting a life insurance quote is relatively easy. You simply go online, fill out the information as to how much coverage you want, how old you are, and so on. You can get a quote in as little as 10 minutes. Getting the quote isn’t the problem. Sometimes the price seems far too high, but […]

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Personal Finance Articles

What is a Short Sale and How Can I Buy a Short Sale Property?

By on March 27, 2014 in Money with 0 Comments
What is a Short Sale and How Can I Buy a Short Sale Property?

A short sale is a home that is being sold for less than the amount of the mortgage loan on the property. The proceeds of the sale will come up short compared to what is needed to pay off the mortgage balance. Why Buy a Short Sale Buying a home as a short sale means […]

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The Costly Mistake of Going Over Budget When Home Shopping

By on March 16, 2014 in Money with 0 Comments
The Costly Mistake of Going Over Budget When Home Shopping

Shopping for a new place to live is exciting and draining at the same time. You look at so many different properties they all start to run together. Your agent is on your side – but not completely. Your agent’s job is to help you in buying a home with the caveat that the more […]

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Why Bank Accounts are Better Than Money Market Mutual Funds

By on March 16, 2014 in Money with 0 Comments
Why Bank Accounts are Better Than Money Market Mutual Funds

Money market mutual funds used to be the next step up you would take after you had enough money in your bank account. The value of your money wouldn’t change and you could use it as a sweep account for your investments. It seemed like a win-win. All that has drastically changed since the financial […]

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Other Recent Posts

VA Loan Rates in San Diego, CA

By on February 24, 2015 in Rates with 0 Comments
VA Loan Rates in San Diego, CA

Are you looking to buy a new home or refinance your current VA loan in San Diego and serve in the military, are a military veteran or the surviving spouse of a military vet? If so, a VA loan or VA refinance may be right for you. Speak with a qualified VA loan lender in […]

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VA Loan Rates in Carlsbad, CA

By on February 16, 2015 in Rates with 0 Comments
VA Loan Rates in Carlsbad, CA

Are you looking to buy a new home or refinance your current VA loan in Carlsbad and serve in the military, are a military veteran or the surviving spouse of a military vet? If so, a VA loan or VA refinance may be right for you. Speak with a qualified VA loan lender in Carlsbad, […]

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Understanding Your Credit Score & How Credit Scoring Works

By on September 19, 2014 in Credit with 0 Comments
Understanding Your Credit Score & How Credit Scoring Works

Your credit scores are compiled by the 3 major credit reporting agencies: Experian, Equifax and Trans Union. These credit reporting agencies act as databases storing information on every aspect of your life. Your employers, landlords and creditors use these databases to help them make decisions regarding you as an employee, renter or creditor. Yes, a […]

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