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Personal Finance News

3 Methods of Marriage Finance
Money is one the top issues listed under divorce proceedings. Every couple must be on the same page about their finances, but there are several methods of running marriage finances. Which strategy is best for you?

Qualifying for a Loan Modification
Can you really get your mortgage payment reduced by the bank for free? What steps do you need to take to qualify for a loan modification? All that and more.

Rent to Own May be the Easy Way to Buy a Home
When you want to buy a home but don?t have the means or the credit, there may be another option. Some home sellers will work with you on a rent to own basis. Learn the ins and outs of renting to own the home of your dreams.

Tips for Managing Checking Accounts Responsibly
While banks claim that customers view overdraft protection as a convenience, many consumers would rather avoid those hefty overdraft fees. What can consumers do to avoid overdrawing their checking accounts?

Should I Pay Points on a Mortgage?
Is paying down your mortgage with discount points ever a good idea? It all depends on how long you'll be in the home and what other uses you have for that money.

How to Avoid Student Loans Through Finding Scholarships and Grants
Student loans are a burden on any recent college graduate. The more scholarships and grants you can apply and receive before college, the smaller your loan balance will be. Use these strategies to maximize the number of scholarships you get.

What are the Consequences of the Debt Super Committee Failure?
The 12-member Congressional Super Committee has failed to agree on a plan to cut the national debt by $1.2 trillion, an amount that wouldn't even significantly impact the debt. $4 to $6 trillion in cuts is needed. Where does America go from here?

How to Adjust Your Asset Allocation
How to adjust your asset allocation and rebalance your portfolio. Rebalancing forces you to sell high and buy low which is what you want to do rather than buying high and selling low. Buying low and selling high is a long term winning strategy.

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